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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,437 | $138,312-17.3% | $122,979-6.9% | $155,188-26.3% |
| Participation rate | 58.3% | 80.2%-21.9pp | 77.2%-18.9pp | 80.8%-22.5pp |
| Annual return | 17.13% | 22.06%-4.9pp | 20.12%-3.0pp | 148.84%-131.7pp |
| Employer contribution / active EE | $2,353 | $3,530-33.3% | $3,062-23.2% | $4,248-44.6% |
| Participant deferral / active EE | $4,582 | $5,592-18.1% | $5,003-8.4% | $6,531-29.8% |
| Admin fee / account holder | $388 | $15,089-97.4% | $12,864-97.0% | $14,480-97.3% |