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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,437 | $124,425-8.0% | $112,040+2.1% | $137,256-16.6% |
| Participation rate | 58.3% | 79.3%-21.0pp | 76.5%-18.2pp | 80.0%-21.6pp |
| Annual return | 17.13% | 24.72%-7.6pp | 24.52%-7.4pp | 220.34%-203.2pp |
| Employer contribution / active EE | $2,353 | $3,411-31.0% | $2,954-20.3% | $4,156-43.4% |
| Participant deferral / active EE | $4,582 | $5,718-19.9% | $5,098-10.1% | $6,407-28.5% |
| Admin fee / account holder | $388 | $15,207-97.4% | $12,098-96.8% | $12,270-96.8% |