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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,437 | $126,661-9.7% | $113,397+0.9% | $138,895-17.6% |
| Participation rate | 58.3% | 79.4%-21.1pp | 76.5%-18.2pp | 79.9%-21.6pp |
| Annual return | 17.13% | 25.05%-7.9pp | 23.20%-6.1pp | 145.39%-128.3pp |
| Employer contribution / active EE | $2,353 | $3,456-31.9% | $2,977-21.0% | $4,194-43.9% |
| Participant deferral / active EE | $4,582 | $5,693-19.5% | $5,076-9.7% | $6,396-28.4% |
| Admin fee / account holder | $388 | $14,549-97.3% | $11,957-96.8% | $12,562-96.9% |