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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $311,469 | $154,228+102.0% | $145,433+114.2% | $137,256+126.9% |
| Participation rate | 93.8% | 83.8%+10.0pp | 82.1%+11.6pp | 80.0%+13.8pp |
| Annual return | 15.47% | 74.59%-59.1pp | 66.58%-51.1pp | 220.34%-204.9pp |
| Employer contribution / active EE | $8,591 | $4,804+78.8% | $4,554+88.6% | $4,156+106.7% |
| Participant deferral / active EE | $13,230 | $8,216+61.0% | $7,897+67.5% | $6,407+106.5% |
| Admin fee / account holder | $5,743 | $14,344-60.0% | $13,129-56.3% | $12,270-53.2% |