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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,894 | $102,595-35.8% | $94,057-29.9% | $154,746-57.4% |
| Participation rate | 95.2% | 76.0%+19.2pp | 73.3%+21.9pp | 80.7%+14.5pp |
| Annual return | 18.23% | 583.42%-565.2pp | 480.62%-462.4pp | 172.34%-154.1pp |
| Employer contribution / active EE | $3,711 | $3,147+17.9% | $2,933+26.5% | $4,379-15.2% |
| Participant deferral / active EE | $11,299 | $5,118+120.8% | $4,709+139.9% | $6,730+67.9% |
| Admin fee / account holder | $3,908 | $7,736-49.5% | $7,244-46.1% | $14,365-72.8% |