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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,894 | $70,366-6.4% | $66,674-1.2% | $138,895-52.6% |
| Participation rate | 95.2% | 76.2%+19.1pp | 73.7%+21.6pp | 79.9%+15.3pp |
| Annual return | 18.23% | 386.41%-368.2pp | 321.24%-303.0pp | 145.39%-127.2pp |
| Employer contribution / active EE | $3,711 | $2,765+34.2% | $2,620+41.7% | $4,194-11.5% |
| Participant deferral / active EE | $11,299 | $4,374+158.3% | $4,084+176.7% | $6,396+76.7% |
| Admin fee / account holder | $3,908 | $5,262-25.7% | $5,098-23.4% | $12,562-68.9% |