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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,590 | $88,672-32.8% | $105,223-43.4% | $82,448-27.7% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 8.50% | 30.86%-22.4pp | 180.65%-172.2pp | 41.64%-33.1pp |
| Employer contribution / active EE | $1,546 | $3,048-49.3% | $3,689-58.1% | $2,551-39.4% |
| Participant deferral / active EE | $894 | $4,036-77.9% | $5,072-82.4% | $4,139-78.4% |
| Admin fee / account holder | $3,832 | $7,146-46.4% | $8,859-56.7% | $7,234-47.0% |