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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $240,448 | $96,731+148.6% | $123,973+94.0% | $86,983+176.4% |
| Participation rate | 65.6% | 70.0%-4.4pp | 76.7%-11.0pp | 69.5%-3.9pp |
| Annual return | 13.01% | 17.33%-4.3pp | 388.13%-375.1pp | 25.83%-12.8pp |
| Employer contribution / active EE | $2,540 | $3,297-23.0% | $4,126-38.4% | $2,584-1.7% |
| Participant deferral / active EE | $3,206 | $4,152-22.8% | $5,247-38.9% | $4,194-23.6% |
| Admin fee / account holder | $1,025 | $8,722-88.3% | $11,799-91.3% | $7,856-87.0% |