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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,561 | $108,825+290.1% | $156,181+171.8% | $82,448+414.9% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 14.92% | 20.59%-5.7pp | 64.87%-49.9pp | 41.64%-26.7pp |
| Employer contribution / active EE | $5,680 | $2,870+97.9% | $4,294+32.3% | $2,551+122.7% |
| Participant deferral / active EE | $10,135 | $4,577+121.4% | $6,132+65.3% | $4,139+144.9% |
| Admin fee / account holder | $8,663 | $9,341-7.3% | $14,586-40.6% | $7,234+19.7% |