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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $424,561 | $114,712+270.1% | $173,730+144.4% | $87,485+385.3% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 14.92% | 20.18%-5.3pp | 19.96%-5.0pp | 26.06%-11.1pp |
| Employer contribution / active EE | $5,680 | $2,904+95.6% | $4,577+24.1% | $2,596+118.8% |
| Participant deferral / active EE | $10,135 | $4,642+118.4% | $6,326+60.2% | $4,274+137.2% |
| Admin fee / account holder | $8,663 | $10,210-15.1% | $17,523-50.6% | $7,775+11.4% |