Retirement plan

BCTGM ATLANTIC PROFIT SHARING FUND

Name: BCTGM ATLANTIC PROFIT SHARING FUND - BCTGM ATLANTIC PROFIT SHARING FUND (2025) Form 5500
Creator: BCTGM ATLANTIC PROFIT SHARING FUND
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, BCTGM ATLANTIC PROFIT SHARING FUND, BCTGM ATLANTIC PROFIT SHARING FUND

BCTGM ATLANTIC PROFIT SHARING FUNDEIN 23-2972313Plan #001PY 2025

3564 AVALON PARK E BLVD, STE 1-55 - ORLANDO, FL 328287365267-387-6383

Prospect flagsLow assets / participantLow participant contribution

How to read this page

Total assets (EOY)

$47.6M

+8.7% from 2024

Total participants

2,926

+5.4% from 2024

Average account balance

$16,333

+3.5% from 2024

Annual return

12.53%

-2.02 pp from 2024

Benchmarks

See 50 peers

Peer group

Industry31 - Manufacturing

Plan typeDefined contribution

Participants1,000-4,999

Cohort50 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$47.64M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$16K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

2,917

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

99.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$2.90M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+12.53%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$137

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 7 by compensation

Provider	Service type	Compensation
TRANSAMERICA RETIREMENT SOLUTIONS11+ years Service code 15 · EIN 13-3689044 6400 C STREET SW - MAIL STOP E1 CR · CEDAR RAPIDS, IA 52499	Recordkeeping	$217,313
KESTRA INVESTMENT SERVICES LLC1 year Filed as: KESTRA ADVISORY SERVICES, LLC Service code 27 · EIN 35-2552359	Advisory (Plan)	$72,257
CITRIN COOPERMAN2 years Filed as: CITRIN COOPERMAN & COMPANY, LLP Service code 10 · EIN 22-2428965 100 JERICHO QUADRANGLE STE 342 · JERICHO, NY 11753	Accounting	$20,000
ABATO, RUBENSTEIN & ABATO11+ years Filed as: ABATO, RUBENSTEIN AND ABATO, P.A. Service code 29 · EIN 52-0904713 809 GLENEAGLES COURT, SUITE 320 · BALTIMORE, MD 21286	Legal	$16,875
WB ADVISORS2 years Filed as: WB ADVISORS, LLC Service code 50 · EIN 45-4840347 118 NORTH BEDFORD ROAD, SUITE 100 · MOUNT KISCO, NY 10549	Direct Payment	$12,000
MID ATLANTIC CAPITAL CORPORATION11+ years Service code 33 · EIN 25-1409618 1251 WATERFRONT PLACE SUITE 510 · PITTSBURGH, PA 15222	Securities brokerage commissions and ...	$0
NATIONAL FINANCIAL SERVICES11+ years Service code 33 · EIN 04-3523567 245 SUMMER STREET V4C · BOSTON, MA 02210	Securities brokerage commissions and ...	$0

Plan features & details

Pension benefit codes2E2F2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

2 tripped

OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow assets / participant
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.

Expense breakdown

Schedule H Part II

Admin total

$400K

$314 / participant

Investment mgmt$72K18.1%
Legal$17K4.2%
Contract admin$217K54.3%
Other / not subdivided$94K23.4%

% of EOY assets

0.840%

all-in expense ratio

Categories reported

3 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: CITRIN COOPERMAN & COMPANY, LLP
Auditor EIN: 222428965
Audit fees: $20,000
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$16,333

$92,745-82.4%

$89,340-81.7%

$103,975-84.3%

Participation rate

99.3%

78.0%+21.3pp

69.6%+29.7pp

72.5%+26.8pp

Annual return

12.53%

13.58%-1.0pp

20.57%-8.0pp

19.41%-6.9pp

Employer contribution / active EE

$1,291

$3,754-65.6%

$2,231-42.1%

$3,722-65.3%

Participant deferral / active EE

$983

$4,592-78.6%

$3,823-74.3%

$5,343-81.6%

Admin fee / account holder

$137

$146-6.3%

$6,704-98.0%

$332-58.7%

Provider

Service type

Compensation

TRANSAMERICA RETIREMENT SOLUTIONS11+ years

Service code 15 · EIN 13-3689044

6400 C STREET SW - MAIL STOP E1 CR · CEDAR RAPIDS, IA 52499

Recordkeeping

$217,313

KESTRA INVESTMENT SERVICES LLC1 year

Filed as: KESTRA ADVISORY SERVICES, LLC

Service code 27 · EIN 35-2552359

Advisory (Plan)

$72,257

CITRIN COOPERMAN2 years

Filed as: CITRIN COOPERMAN & COMPANY, LLP

Service code 10 · EIN 22-2428965

100 JERICHO QUADRANGLE STE 342 · JERICHO, NY 11753

Accounting

$20,000

ABATO, RUBENSTEIN & ABATO11+ years

Filed as: ABATO, RUBENSTEIN AND ABATO, P.A.

Service code 29 · EIN 52-0904713

809 GLENEAGLES COURT, SUITE 320 · BALTIMORE, MD 21286

Legal

$16,875

WB ADVISORS2 years

Filed as: WB ADVISORS, LLC

Service code 50 · EIN 45-4840347

118 NORTH BEDFORD ROAD, SUITE 100 · MOUNT KISCO, NY 10549

Direct Payment

$12,000

MID ATLANTIC CAPITAL CORPORATION11+ years

Service code 33 · EIN 25-1409618

1251 WATERFRONT PLACE SUITE 510 · PITTSBURGH, PA 15222

Securities brokerage commissions and ...

NATIONAL FINANCIAL SERVICES11+ years

Service code 33 · EIN 04-3523567

245 SUMMER STREET V4C · BOSTON, MA 02210

Securities brokerage commissions and ...

BCTGM ATLANTIC PROFIT SHARING FUND

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

BCTGM ATLANTIC PROFIT SHARING FUND

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion