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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,144 | $75,541-11.1% | $152,093-55.9% | $82,637-18.7% |
| Participation rate | 79.2% | 66.5%+12.7pp | 77.8%+1.5pp | 68.1%+11.2pp |
| Annual return | 12.14% | 32.56%-20.4pp | 66.36%-54.2pp | 53.51%-41.4pp |
| Employer contribution / active EE | $656 | $2,622-75.0% | $4,175-84.3% | $2,552-74.3% |
| Participant deferral / active EE | $4,683 | $3,206+46.1% | $5,451-14.1% | $4,126+13.5% |
| Admin fee / account holder | $14,119 | $6,405+120.5% | $14,497-2.6% | $7,339+92.4% |