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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,144 | $76,407-12.1% | $150,298-55.3% | $82,448-18.6% |
| Participation rate | 79.2% | 66.4%+12.8pp | 77.8%+1.5pp | 68.1%+11.2pp |
| Annual return | 12.14% | 39.99%-27.9pp | 62.79%-50.6pp | 41.64%-29.5pp |
| Employer contribution / active EE | $656 | $2,614-74.9% | $4,154-84.2% | $2,551-74.3% |
| Participant deferral / active EE | $4,683 | $3,214+45.7% | $5,453-14.1% | $4,139+13.1% |
| Admin fee / account holder | $14,119 | $6,352+122.3% | $14,1160% | $7,234+95.2% |