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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,868 | $183,539-42.9% | $155,556-32.6% | $145,897-28.1% |
| Participation rate | 91.7% | 82.7%+9.0pp | 78.2%+13.4pp | 80.3%+11.4pp |
| Annual return | 10.10% | 61.31%-51.2pp | 64.84%-54.7pp | 552.29%-542.2pp |
| Employer contribution / active EE | $4,994 | $5,315-6.0% | $4,675+6.8% | $4,663+7.1% |
| Participant deferral / active EE | $4,765 | $6,467-26.3% | $5,631-15.4% | $6,689-28.8% |
| Admin fee / account holder | $3,425 | $19,275-82.2% | $15,885-78.4% | $13,390-74.4% |