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| Provider | Service type | Compensation |
|---|---|---|
GIRARD PARTNERS7 years Service code 26 · EIN 23-2802378 41 W. BROAD STREET · SOUDERTON, PA 18964 | Advisory (Participants) | $48,576 |
THE VANGUARD GROUP, INC.7 years Filed as: THE VANGUARD GROUP Service code 13 · EIN 23-1945930 455 DEVON PARK DRIVE · WAYNE, PA 19087 | Contract Administrator | $17,750 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $187,233 | $130,795+43.2% | $173,730+7.8% | $64,728+189.3% |
| Participation rate | 54.4% | 69.9%-15.5pp | 79.6%-25.2pp | 57.9%-3.5pp |
| Annual return | 14.97% | 13.01%+2.0pp | 19.96%-5.0pp | 49.38%-34.4pp |
| Employer contribution / active EE | $2,472 | $2,914-15.2% | $4,577-46.0% | $2,243+10.2% |
| Participant deferral / active EE | $3,409 | $3,477-2.0% | $6,326-46.1% | $2,729+24.9% |
| Admin fee / account holder | $388 | $1,356-71.4% | $17,523-97.8% | $1,145-66.1% |