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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,836 | $100,970+126.6% | $96,576+136.9% | $137,256+66.7% |
| Participation rate | 100.0% | 82.6%+17.4pp | 81.4%+18.6pp | 80.0%+20.0pp |
| Annual return | 14.74% | 38.16%-23.4pp | 38.47%-23.7pp | 220.34%-205.6pp |
| Employer contribution / active EE | $3,850 | $3,809+1.1% | $3,553+8.4% | $4,156-7.4% |
| Participant deferral / active EE | $9,040 | $8,286+9.1% | $7,956+13.6% | $6,407+41.1% |
| Admin fee / account holder | $2,899 | $11,312-74.4% | $11,381-74.5% | $12,270-76.4% |