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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,836 | $107,666+112.5% | $102,184+123.9% | $154,746+47.9% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 14.74% | 29.33%-14.6pp | 31.58%-16.8pp | 172.34%-157.6pp |
| Employer contribution / active EE | $3,850 | $3,846+0.1% | $3,594+7.1% | $4,379-12.1% |
| Participant deferral / active EE | $9,040 | $8,719+3.7% | $8,309+8.8% | $6,730+34.3% |
| Admin fee / account holder | $2,899 | $12,943-77.6% | $11,609-75.0% | $14,365-79.8% |