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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,235 | $172,111+41.3% | $150,298+61.8% | $137,256+77.2% |
| Participation rate | 66.7% | 81.7%-15.0pp | 77.8%-11.1pp | 80.0%-13.3pp |
| Annual return | 12.19% | 69.37%-57.2pp | 62.79%-50.6pp | 220.34%-208.1pp |
| Employer contribution / active EE | $1,786 | $4,636-61.5% | $4,154-57.0% | $4,156-57.0% |
| Participant deferral / active EE | $10,198 | $6,166+65.4% | $5,453+87.0% | $6,407+59.2% |
| Admin fee / account holder | $15,583 | $16,471-5.4% | $14,116+10.4% | $12,270+27.0% |