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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $226,819 | $155,555+45.8% | $146,866+54.4% | $155,188+46.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 12.31% | 115.41%-103.1pp | 102.85%-90.5pp | 148.84%-136.5pp |
| Employer contribution / active EE | $4,720 | $4,647+1.6% | $4,425+6.7% | $4,248+11.1% |
| Participant deferral / active EE | $11,855 | $8,044+47.4% | $7,759+52.8% | $6,531+81.5% |
| Admin fee / account holder | $404 | $14,755-97.3% | $13,620-97.0% | $14,480-97.2% |