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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,306 | $79,867-7.0% | $120,344-38.3% | $64,340+15.5% |
| Participation rate | 80.9% | 63.0%+17.9pp | 76.7%+4.2pp | 55.2%+25.7pp |
| Annual return | 14.43% | 21.10%-6.7pp | 20.30%-5.9pp | 24.14%-9.7pp |
| Employer contribution / active EE | $4,121 | $1,925+114.1% | $3,020+36.5% | $1,862+121.4% |
| Participant deferral / active EE | $2,858 | $3,593-20.5% | $5,135-44.4% | $2,980-4.1% |
| Admin fee / account holder | $4,478 | $5,039-11.1% | $12,742-64.9% | $3,703+21.0% |