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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $483,074 | $111,535+333.1% | $105,223+359.1% | $137,256+252.0% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 13.17% | 237.85%-224.7pp | 180.65%-167.5pp | 220.34%-207.2pp |
| Employer contribution / active EE | $3,050 | $3,939-22.6% | $3,689-17.3% | $4,156-26.6% |
| Participant deferral / active EE | $5,270 | $5,500-4.2% | $5,072+3.9% | $6,407-17.7% |
| Admin fee / account holder | $3,160 | $9,721-67.5% | $8,859-64.3% | $12,270-74.2% |