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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $129,277 | $156,398-17.3% | $147,318-12.2% | $138,895-6.9% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 16.17% | 78.75%-62.6pp | 70.43%-54.3pp | 145.39%-129.2pp |
| Employer contribution / active EE | $2,662 | $4,853-45.2% | $4,593-42.0% | $4,194-36.5% |
| Participant deferral / active EE | $6,808 | $8,237-17.4% | $7,906-13.9% | $6,396+6.4% |
| Admin fee / account holder | $5,344 | $14,976-64.3% | $13,708-61.0% | $12,562-57.5% |