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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,412 | $55,470-75.8% | $155,556-91.4% | $74,478-82.0% |
| Participation rate | 33.0% | 61.9%-28.9pp | 78.2%-45.2pp | 67.2%-34.2pp |
| Annual return | 20.76% | 269.80%-249.0pp | 64.84%-44.1pp | 1370.56%-1349.8pp |
| Employer contribution / active EE | $794 | $2,267-65.0% | $4,675-83.0% | $2,626-69.8% |
| Participant deferral / active EE | $1,485 | $2,838-47.7% | $5,631-73.6% | $4,350-65.9% |
| Admin fee / account holder | $550 | $1,744-68.5% | $15,885-96.5% | $1,946-71.7% |