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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $160,702 | $51,638+211.2% | $68,368+135.1% | $82,448+94.9% |
| Participation rate | 83.1% | 63.6%+19.5pp | 73.8%+9.3pp | 68.1%+15.0pp |
| Annual return | 11.19% | 37.53%-26.3pp | 292.57%-281.4pp | 41.64%-30.4pp |
| Employer contribution / active EE | $3,682 | $2,047+79.9% | $2,649+39.0% | $2,551+44.4% |
| Participant deferral / active EE | $8,936 | $2,914+206.7% | $4,123+116.8% | $4,139+115.9% |
| Admin fee / account holder | $13,967 | $4,643+200.8% | $5,150+171.2% | $7,234+93.1% |