Retirement plan

EARTH SUN MOON TRADING COMPANY 401K PROFIT SHARING PLAN AND TRUST

Name: EARTH SUN MOON TRADING COMPANY - EARTH SUN MOON TRADING COMPANY 401K PROFIT SHARING PLAN AND TRUST (2024) Form 5500
Creator: EARTH SUN MOON TRADING COMPANY
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, EARTH SUN MOON TRADING COMPANY 401K PROFIT SHARING PLAN AND TRUST, EARTH SUN MOON TRADING COMPANY

EARTH SUN MOON TRADING COMPANYEIN 23-2923538Plan #001PY 2024

111 NORTH CENTER STREET - GROVE CITY, PA 161271641724-458-1687earthsunmoon.comLinkedIn11-50 employeesapparel & fashion

Prospect flagsLow participationLow employer contributionLow participant contribution

How to read this page

Total assets (EOY)

$10M

-5.0% from 2023

Total participants

183

-4.7% from 2023

Average account balance

$84,334

+11.1% from 2023

Annual return

13.67%

-3.76 pp from 2023

Benchmarks

See 2,345 peers

Peer group

Industry42 - Wholesale Trade

Plan typeDefined contribution

Participants100-249

Cohort2,345 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$9.95M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$84K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

118

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

62.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$375K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$2K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.67%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$222

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 3 by compensation

Provider	Service type	Compensation
KESTRA INVESTMENT SERVICES LLC7 years Filed as: KESTRA INVESTMENT SERVICES Service code 26 · EIN 74-2794194 5707 SOUTHWEST PKWY, BLDG 2 · AUSTIN, TX 78735	Advisory (Participants)	$14,418
BAKER TILLY US, LLP3 years Filed as: BAKER TILLY VANTAGEN, LLC Service code 17 · EIN 23-2932984 2599 WILMINGTON ROAD · NEW CASTLE, PA 16105	Pension Consulting	$7,179
AMERICAN FUNDS10+ years Filed as: CAPITAL RESEARCH AND MANAGEMENT COM Service code 13 333 S HOPE STREET · LOS ANGELES, CA 90071	Contract Administrator	$4,575

Plan features & details

Pension benefit codes2E2F2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

3 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityLow participant contribution
Participant contribution per participant is in the bottom quintile of the peer cohort.
OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$26K

$152 / participant

Investment mgmt$14K55.1%
Contract admin$12K44.9%

% of EOY assets

0.263%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: PRICEKUBECKA, PLLC
Auditor EIN: 752783674
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$84,334

$88,186-4.4%

$165,071-48.9%

$74,459+13.3%

Participation rate

62.2%

73.1%-10.9pp

78.6%-16.4pp

67.2%-5.0pp

Annual return

13.67%

17.13%-3.5pp

70.17%-56.5pp

1369.70%-1356.0pp

Employer contribution / active EE

$625

$2,600-76.0%

$4,347-85.6%

$2,626-76.2%

Participant deferral / active EE

$1,558

$4,505-65.4%

$6,035-74.2%

$4,350-64.2%

Admin fee / account holder

$222

$2,234-90.1%

$12,695-98.3%

$1,945-88.6%

Provider

Service type

Compensation

KESTRA INVESTMENT SERVICES LLC7 years

Filed as: KESTRA INVESTMENT SERVICES

Service code 26 · EIN 74-2794194

5707 SOUTHWEST PKWY, BLDG 2 · AUSTIN, TX 78735

Advisory (Participants)

$14,418

BAKER TILLY US, LLP3 years

Filed as: BAKER TILLY VANTAGEN, LLC

Service code 17 · EIN 23-2932984

2599 WILMINGTON ROAD · NEW CASTLE, PA 16105

Pension Consulting

$7,179

AMERICAN FUNDS10+ years

Filed as: CAPITAL RESEARCH AND MANAGEMENT COM

Service code 13

333 S HOPE STREET · LOS ANGELES, CA 90071

Contract Administrator

$4,575

EARTH SUN MOON TRADING COMPANY 401K PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

EARTH SUN MOON TRADING COMPANY 401K PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion