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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,273 | $89,259+11.2% | $107,187-7.4% | $82,637+20.1% |
| Participation rate | 76.7% | 67.9%+8.7pp | 75.0%+1.6pp | 68.1%+8.6pp |
| Annual return | 10.40% | 21.02%-10.6pp | 204.55%-194.1pp | 53.51%-43.1pp |
| Employer contribution / active EE | $2,032 | $3,080-34.0% | $3,782-46.3% | $2,552-20.4% |
| Participant deferral / active EE | $4,383 | $4,037+8.6% | $5,096-14.0% | $4,126+6.2% |
| Admin fee / account holder | $26,302 | $7,381+256.3% | $9,162+187.1% | $7,339+258.4% |