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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,273 | $96,731+2.6% | $123,973-19.9% | $86,983+14.1% |
| Participation rate | 76.7% | 70.0%+6.6pp | 76.7%0pp | 69.5%+7.1pp |
| Annual return | 10.40% | 17.33%-6.9pp | 388.13%-377.7pp | 25.83%-15.4pp |
| Employer contribution / active EE | $2,032 | $3,297-38.4% | $4,126-50.8% | $2,584-21.4% |
| Participant deferral / active EE | $4,383 | $4,152+5.6% | $5,247-16.5% | $4,194+4.5% |
| Admin fee / account holder | $26,302 | $8,722+201.6% | $11,799+122.9% | $7,856+234.8% |