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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.10+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $14,076 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,808 | $47,974-31.6% | $129,031-74.6% | $69,255-52.6% |
| Participation rate | 17.4% | 29.2%-11.8pp | 73.4%-55.9pp | 69.0%-51.6pp |
| Annual return | 9.53% | 116.92%-107.4pp | 34.67%-25.1pp | 26.73%-17.2pp |
| Employer contribution / active EE | $0 | $755-100.0% | $3,226-100.0% | $2,645-100.0% |
| Participant deferral / active EE | $1,186 | $1,143+3.7% | $5,217-77.3% | $2,890-59.0% |
| Admin fee / account holder | $98 | $2,691-96.3% | $13,208-99.3% | $733-86.6% |