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| Provider | Service type | Compensation |
|---|---|---|
THE VANGUARD GROUP, INC.10+ years Service code 15 · EIN 23-1945930 | Recordkeeping | $14,076 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,808 | $40,566-19.1% | $96,754-66.1% | $64,728-49.3% |
| Participation rate | 17.4% | 24.8%-7.4pp | 70.3%-52.8pp | 57.9%-40.5pp |
| Annual return | 9.53% | 93.20%-83.7pp | 82.04%-72.5pp | 49.38%-39.8pp |
| Employer contribution / active EE | $0 | $808-100.0% | $2,679-100.0% | $2,243-100.0% |
| Participant deferral / active EE | $1,186 | $933+27.1% | $4,758-75.1% | $2,729-56.6% |
| Admin fee / account holder | $98 | $2,770-96.4% | $8,905-98.9% | $1,145-91.4% |