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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,823 | $100,203-7.4% | $85,240+8.9% | $145,897-36.4% |
| Participation rate | 100.0% | 74.1%+25.9pp | 67.5%+32.5pp | 80.3%+19.7pp |
| Annual return | 13.58% | 84.28%-70.7pp | 66.75%-53.2pp | 552.29%-538.7pp |
| Employer contribution / active EE | $7,390 | $3,242+128.0% | $2,735+170.2% | $4,663+58.5% |
| Participant deferral / active EE | $2,014 | $5,299-62.0% | $4,527-55.5% | $6,689-69.9% |
| Admin fee / account holder | $1,127 | $7,265-84.5% | $6,165-81.7% | $13,390-91.6% |