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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,851 | $102,385+42.5% | $147,080-0.8% | $80,935+80.2% |
| Participation rate | 84.8% | 75.9%+9.0pp | 82.2%+2.7pp | 67.7%+17.2pp |
| Annual return | 10.69% | 135.09%-124.4pp | 420.17%-409.5pp | 35.66%-25.0pp |
| Employer contribution / active EE | $2,733 | $3,717-26.5% | $4,933-44.6% | $2,757-0.9% |
| Participant deferral / active EE | $9,641 | $6,651+45.0% | $8,066+19.5% | $4,299+124.2% |
| Admin fee / account holder | $8,672 | $7,951+9.1% | $12,989-33.2% | $6,924+25.2% |