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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,851 | $102,429+42.4% | $147,096-0.8% | $80,925+80.2% |
| Participation rate | 84.8% | 75.9%+9.0pp | 82.2%+2.7pp | 67.7%+17.2pp |
| Annual return | 10.69% | 135.02%-124.3pp | 419.75%-409.1pp | 35.65%-25.0pp |
| Employer contribution / active EE | $2,733 | $3,716-26.4% | $4,936-44.6% | $2,756-0.8% |
| Participant deferral / active EE | $9,641 | $6,649+45.0% | $8,071+19.5% | $4,299+124.3% |
| Admin fee / account holder | $8,672 | $7,957+9.0% | $13,005-33.3% | $6,940+25.0% |