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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,618 | $76,834-82.3% | $108,359-87.4% | $87,485-84.4% |
| Participation rate | 100.0% | 61.7%+38.3pp | 70.1%+29.9pp | 68.9%+31.1pp |
| Annual return | 27.99% | 19.09%+8.9pp | 36.89%-8.9pp | 26.06%+1.9pp |
| Employer contribution / active EE | $1,358 | $1,556-12.8% | $2,399-43.4% | $2,596-47.7% |
| Participant deferral / active EE | $4,543 | $3,100+46.6% | $4,137+9.8% | $4,274+6.3% |
| Admin fee / account holder | $661 | $6,537-89.9% | $9,741-93.2% | $7,775-91.5% |