Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $141,317 | $106,864+32.2% | $147,318-4.1% | $82,637+71.0% |
| Participation rate | 57.4% | 75.5%-18.1pp | 82.1%-24.6pp | 68.1%-10.6pp |
| Annual return | 13.90% | 27.49%-13.6pp | 70.43%-56.5pp | 53.51%-39.6pp |
| Employer contribution / active EE | $2,343 | $3,417-31.4% | $4,593-49.0% | $2,552-8.2% |
| Participant deferral / active EE | $5,064 | $6,496-22.0% | $7,906-36.0% | $4,126+22.7% |
| Admin fee / account holder | $1,077 | $8,415-87.2% | $13,708-92.1% | $7,339-85.3% |