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| Provider | Service type | Compensation |
|---|---|---|
Filed as: CONFLUENCE WEALTH SERVICES Service code 27 732 E MCMURRAY RD · MCMURRAY, PA 15317 | Advisory (Plan) | $35,000 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CA 80111 | Recordkeeping Fees | $27,636 |
DUNBAR, BENDER & ZAPF, INC.5 years Filed as: DUNBAR BENDER & ZAPF INC Service code 13 · EIN 25-1650062 400 HOLIDAY DR STE 102 · PITTSBURGH, PA 15220 | Contract Administrator | $16,320 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,612 | $80,781-37.3% | $102,437-50.6% | $74,478-32.0% |
| Participation rate | 88.9% | 65.7%+23.2pp | 74.5%+14.4pp | 67.2%+21.7pp |
| Annual return | 14.90% | 27.58%-12.7pp | 24.95%-10.0pp | 1370.56%-1355.7pp |
| Employer contribution / active EE | $2,602 | $3,160-17.7% | $3,871-32.8% | $2,626-0.9% |
| Participant deferral / active EE | $2,962 | $3,862-23.3% | $5,060-41.5% | $4,350-31.9% |
| Admin fee / account holder | $381 | $2,372-83.9% | $8,388-95.5% | $1,946-80.4% |