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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $291,937 | $81,276+259.2% | $155,574+87.7% | $80,925+260.8% |
| Participation rate | 100.0% | 66.2%+33.8pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 11.20% | 33.36%-22.2pp | 64.87%-53.7pp | 35.65%-24.4pp |
| Employer contribution / active EE | $7,804 | $3,103+151.5% | $4,676+66.9% | $2,756+183.1% |
| Participant deferral / active EE | $6,572 | $3,453+90.3% | $5,629+16.7% | $4,299+52.9% |
| Admin fee / account holder | $23,162 | $7,993+189.8% | $15,914+45.5% | $6,940+233.7% |