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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,212 | $101,618-38.8% | $93,063-33.2% | $137,256-54.7% |
| Participation rate | 100.0% | 74.9%+25.1pp | 72.1%+27.9pp | 80.0%+20.0pp |
| Annual return | 13.26% | 223.95%-210.7pp | 34.15%-20.9pp | 220.34%-207.1pp |
| Employer contribution / active EE | $2,764 | $2,707+2.1% | $2,476+11.6% | $4,156-33.5% |
| Participant deferral / active EE | $4,016 | $4,279-6.1% | $3,958+1.5% | $6,407-37.3% |
| Admin fee / account holder | $507 | $6,198-91.8% | $6,033-91.6% | $12,270-95.9% |