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| Provider | Service type | Compensation |
|---|---|---|
AMERICAN REALTY ADVISORS10+ years Filed as: AMERICAN PENSION BENEFITS Service code 13 · EIN 25-1722805 115 VIP DRIVE, SUITE 120 · WEXFORD, PA 15090 | Contract Administrator | $28,440 |
S & T WEALTH TRUST10+ years Service code 21 · EIN 25-1607533 800 PHILADELPHIA STREET · INDIANA, PA 15701 | Bank Trustee | $18,186 |
Filed as: AMERIPRISE FINANCIAL Service code 21 · EIN 13-3180631 7660 SALTSBURG ROAD · PITTSBURGH, PA 15239 | Bank Trustee | $7,838 |
Filed as: BUCKLER, MCKENNEY & NADZADI, P.C. Service code 10 · EIN 25-1769537 116 FOX PLAN ROAD · MONROEVILLE, PA 15146 | Accounting | $125 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,484 | $78,015+64.7% | $178,505-28.0% | $80,959+58.7% |
| Participation rate | 57.8% | 65.7%-7.8pp | 77.1%-19.3pp | 67.7%-9.8pp |
| Annual return | 13.56% | 18.10%-4.5pp | 27.16%-13.6pp | 35.67%-22.1pp |
| Employer contribution / active EE | $2,119 | $2,281-7.1% | $3,955-46.4% | $2,757-23.1% |
| Participant deferral / active EE | $4,024 | $4,406-8.7% | $6,280-35.9% | $4,300-6.4% |
| Admin fee / account holder | $731 | $7,160-89.8% | $10,428-93.0% | $6,925-89.4% |