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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,923 | $121,719-51.6% | $210,053-71.9% | $116,462-49.4% |
| Participation rate | 72.7% | 76.0%-3.3pp | 80.8%-8.1pp | 74.7%-2.0pp |
| Annual return | 12.73% | 14.29%-1.6pp | 232.76%-220.0pp | 15.65%-2.9pp |
| Employer contribution / active EE | $1,643 | $2,386-31.1% | $4,521-63.7% | $3,231-49.1% |
| Participant deferral / active EE | $5,511 | $3,917+40.7% | $4,238+30.1% | $3,836+43.7% |
| Admin fee / account holder | $6,871 | $13,730-50.0% | $16,990-59.6% | $12,754-46.1% |