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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,923 | $132,820-55.6% | $203,445-71.0% | $132,820-55.6% |
| Participation rate | 72.7% | 74.3%-1.5pp | 76.8%-4.1pp | 74.3%-1.5pp |
| Annual return | 12.73% | 14.82%-2.1pp | -5.67%+18.4pp | 14.82%-2.1pp |
| Employer contribution / active EE | $1,643 | $4,144-60.3% | $4,770-65.6% | $4,144-60.3% |
| Participant deferral / active EE | $5,511 | $3,980+38.5% | $3,908+41.0% | $3,980+38.5% |
| Admin fee / account holder | $6,871 | $11,722-41.4% | $14,231-51.7% | $11,722-41.4% |