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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,953 | $75,541+489.0% | $152,093+192.6% | $82,637+438.4% |
| Participation rate | 91.9% | 66.5%+25.4pp | 77.8%+14.2pp | 68.1%+23.9pp |
| Annual return | 1.11% | 32.56%-31.4pp | 66.36%-65.3pp | 53.51%-52.4pp |
| Employer contribution / active EE | $37,047 | $2,622+1312.7% | $4,175+787.4% | $2,552+1351.6% |
| Participant deferral / active EE | $25,114 | $3,206+683.4% | $5,451+360.7% | $4,126+508.7% |
| Admin fee / account holder | $184,350 | $6,405+2778.4% | $14,497+1171.7% | $7,339+2412.0% |