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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $444,953 | $78,690+465.5% | $161,489+175.5% | $87,485+408.6% |
| Participation rate | 91.9% | 67.5%+24.5pp | 78.7%+13.2pp | 68.9%+23.0pp |
| Annual return | 1.11% | 32.74%-31.6pp | 89.72%-88.6pp | 26.06%-25.0pp |
| Employer contribution / active EE | $37,047 | $2,588+1331.3% | $4,268+768.0% | $2,596+1326.9% |
| Participant deferral / active EE | $25,114 | $3,311+658.5% | $5,630+346.1% | $4,274+487.7% |
| Admin fee / account holder | $184,350 | $6,724+2641.9% | $16,006+1051.8% | $7,775+2271.1% |