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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $559,998 | $55,470+909.6% | $155,556+260.0% | $74,478+651.9% |
| Participation rate | 69.3% | 61.9%+7.4pp | 78.2%-8.9pp | 67.2%+2.1pp |
| Annual return | 15.72% | 269.80%-254.1pp | 64.84%-49.1pp | 1370.56%-1354.8pp |
| Employer contribution / active EE | $13,707 | $2,267+504.7% | $4,675+193.2% | $2,626+421.9% |
| Participant deferral / active EE | $9,805 | $2,838+245.5% | $5,631+74.1% | $4,350+125.4% |
| Admin fee / account holder | $149,382 | $1,744+8464.5% | $15,885+840.4% | $1,946+7577.1% |