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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,317 | $156,398-64.6% | $147,318-62.5% | $138,895-60.2% |
| Participation rate | 91.7% | 83.8%+7.9pp | 82.1%+9.6pp | 79.9%+11.7pp |
| Annual return | 16.72% | 78.75%-62.0pp | 70.43%-53.7pp | 145.39%-128.7pp |
| Employer contribution / active EE | $3,563 | $4,853-26.6% | $4,593-22.4% | $4,194-15.0% |
| Participant deferral / active EE | $11,601 | $8,237+40.8% | $7,906+46.7% | $6,396+81.4% |
| Admin fee / account holder | $2,592 | $14,976-82.7% | $13,708-81.1% | $12,562-79.4% |