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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,317 | $155,555-64.4% | $146,866-62.3% | $155,188-64.4% |
| Participation rate | 91.7% | 84.0%+7.7pp | 82.5%+9.2pp | 80.8%+10.9pp |
| Annual return | 16.72% | 115.41%-98.7pp | 102.85%-86.1pp | 148.84%-132.1pp |
| Employer contribution / active EE | $3,563 | $4,647-23.3% | $4,425-19.5% | $4,248-16.1% |
| Participant deferral / active EE | $11,601 | $8,044+44.2% | $7,759+49.5% | $6,531+77.6% |
| Admin fee / account holder | $2,592 | $14,755-82.4% | $13,620-81.0% | $14,480-82.1% |