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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,345 | $166,242+83.7% | $165,071+85.0% | $145,884+109.3% |
| Participation rate | 94.1% | 82.0%+12.1pp | 78.6%+15.5pp | 80.3%+13.8pp |
| Annual return | 12.80% | 100.44%-87.6pp | 70.17%-57.4pp | 551.85%-539.1pp |
| Employer contribution / active EE | $9,929 | $5,283+87.9% | $4,347+128.4% | $4,662+113.0% |
| Participant deferral / active EE | $7,339 | $6,964+5.4% | $6,035+21.6% | $6,690+9.7% |
| Admin fee / account holder | $18,765 | $16,658+12.6% | $12,695+47.8% | $13,392+40.1% |