Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,161 | $73,787-3.6% | $98,716-27.9% | $82,448-13.7% |
| Participation rate | 47.2% | 61.4%-14.2pp | 69.3%-22.1pp | 68.1%-20.9pp |
| Annual return | 11.12% | 18.57%-7.4pp | 31.81%-20.7pp | 41.64%-30.5pp |
| Employer contribution / active EE | $1,461 | $1,511-3.3% | $2,279-35.9% | $2,551-42.7% |
| Participant deferral / active EE | $3,903 | $3,081+26.7% | $4,048-3.6% | $4,139-5.7% |
| Admin fee / account holder | $4,627 | $6,500-28.8% | $8,703-46.8% | $7,234-36.0% |