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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,097 | $100,970-51.4% | $96,576-49.2% | $137,256-64.2% |
| Participation rate | 85.7% | 82.6%+3.1pp | 81.4%+4.3pp | 80.0%+5.8pp |
| Annual return | 102.81% | 38.16%+64.7pp | 38.47%+64.3pp | 220.34%-117.5pp |
| Employer contribution / active EE | $2,869 | $3,809-24.7% | $3,553-19.2% | $4,156-31.0% |
| Participant deferral / active EE | $3,848 | $8,286-53.6% | $7,956-51.6% | $6,407-39.9% |
| Admin fee / account holder | $772 | $11,312-93.2% | $11,381-93.2% | $12,270-93.7% |