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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,613 | $108,942-82.9% | $100,415-81.5% | $145,897-87.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 10.23% | 58.27%-48.0pp | 49.47%-39.2pp | 552.29%-542.1pp |
| Employer contribution / active EE | $3,124 | $4,422-29.3% | $3,943-20.8% | $4,663-33.0% |
| Participant deferral / active EE | $4,213 | $8,461-50.2% | $8,091-47.9% | $6,689-37.0% |
| Admin fee / account holder | $8,025 | $9,702-17.3% | $7,906+1.5% | $13,390-40.1% |