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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,926 | $88,778+161.2% | $81,844+183.4% | $145,884+59.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 18.93% | 1033.03%-1014.1pp | 778.87%-759.9pp | 551.85%-532.9pp |
| Employer contribution / active EE | $1,358 | $3,087-56.0% | $2,916-53.4% | $4,662-70.9% |
| Participant deferral / active EE | $3,898 | $4,648-16.1% | $4,323-9.8% | $6,690-41.7% |
| Admin fee / account holder | $10,888 | $8,430+29.2% | $7,355+48.0% | $13,392-18.7% |