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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $207,040 | $72,071+187.3% | $68,368+202.8% | $137,256+50.8% |
| Participation rate | 94.1% | 76.2%+17.9pp | 73.8%+20.4pp | 80.0%+14.2pp |
| Annual return | 18.18% | 353.14%-335.0pp | 292.57%-274.4pp | 220.34%-202.2pp |
| Employer contribution / active EE | $990 | $2,788-64.5% | $2,649-62.6% | $4,156-76.2% |
| Participant deferral / active EE | $3,080 | $4,410-30.2% | $4,123-25.3% | $6,407-51.9% |
| Admin fee / account holder | $2,008 | $5,336-62.4% | $5,150-61.0% | $12,270-83.6% |