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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,852 | $81,262-22.7% | $155,602-59.6% | $80,911-22.3% |
| Participation rate | 92.6% | 66.2%+26.4pp | 78.2%+14.4pp | 67.6%+25.0pp |
| Annual return | 15.71% | 33.34%-17.6pp | 64.81%-49.1pp | 35.63%-19.9pp |
| Employer contribution / active EE | $603 | $3,102-80.6% | $4,675-87.1% | $2,756-78.1% |
| Participant deferral / active EE | $6,864 | $3,451+98.9% | $5,629+21.9% | $4,297+59.7% |
| Admin fee / account holder | $7,274 | $7,992-9.0% | $15,923-54.3% | $6,935+4.9% |