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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $363,171 | $183,516+97.9% | $155,534+133.5% | $145,884+148.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 17.86% | 61.43%-43.6pp | 64.92%-47.1pp | 551.85%-534.0pp |
| Employer contribution / active EE | $9,114 | $5,315+71.5% | $4,675+95.0% | $4,662+95.5% |
| Participant deferral / active EE | $7,399 | $6,467+14.4% | $5,630+31.4% | $6,690+10.6% |
| Admin fee / account holder | $44,149 | $19,293+128.8% | $15,900+177.7% | $13,392+229.7% |