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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,896 | $76,407-19.0% | $150,298-58.8% | $82,448-24.9% |
| Participation rate | 77.8% | 66.4%+11.4pp | 77.8%0pp | 68.1%+9.7pp |
| Annual return | 12.66% | 39.99%-27.3pp | 62.79%-50.1pp | 41.64%-29.0pp |
| Employer contribution / active EE | $1,868 | $2,614-28.5% | $4,154-55.0% | $2,551-26.8% |
| Participant deferral / active EE | $2,224 | $3,214-30.8% | $5,453-59.2% | $4,139-46.3% |
| Admin fee / account holder | $32,133 | $6,352+405.9% | $14,116+127.6% | $7,234+344.2% |