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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,977 | $125,184-24.1% | $105,607-10.1% | $145,884-34.9% |
| Participation rate | 100.0% | 77.6%+22.4pp | 75.3%+24.7pp | 80.3%+19.7pp |
| Annual return | 17.70% | 225.00%-207.3pp | 116.11%-98.4pp | 551.85%-534.2pp |
| Employer contribution / active EE | $1,455 | $3,720-60.9% | $3,167-54.1% | $4,662-68.8% |
| Participant deferral / active EE | $5,770 | $5,714+1.0% | $5,011+15.1% | $6,690-13.7% |
| Admin fee / account holder | $917 | $17,133-94.6% | $10,958-91.6% | $13,392-93.2% |