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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $82,275 |
WELLS FARGO BANK, N.A.1 year Filed as: WELLS FARGO CLEARING SERVICES LLC Service code 27 · EIN 23-2384840 | Advisory (Plan) | $43,000 |
PENTEGRA SERVICES, INC.1 year Filed as: PENTEGRA SERVICES INC. Service code 49 · EIN 13-3745616 | Other Services | $8,445 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $23,106 | $36,728-37.1% | $56,025-58.8% | $99,313-76.7% |
| Participation rate | 16.4% | 25.4%-9.0pp | 52.5%-36.1pp | 71.7%-55.3pp |
| Annual return | 15.47% | 14.66%+0.8pp | 1712.69%-1697.2pp | 17.67%-2.2pp |
| Employer contribution / active EE | $42 | $415-89.9% | $1,042-96.0% | $3,264-98.7% |
| Participant deferral / active EE | $504 | $1,058-52.3% | $1,955-74.2% | $5,346-90.6% |
| Admin fee / account holder | $91 | $113-19.7% | $2,828-96.8% | $109-16.8% |