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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,386 | $93,345-46.0% | $119,126-57.7% | $87,485-42.4% |
| Participation rate | 71.4% | 68.7%+2.7pp | 75.8%-4.3pp | 68.9%+2.5pp |
| Annual return | 13.63% | 19.08%-5.5pp | 282.11%-268.5pp | 26.06%-12.4pp |
| Employer contribution / active EE | $4,682 | $3,172+47.6% | $4,034+16.1% | $2,596+80.3% |
| Participant deferral / active EE | $7,116 | $4,099+73.6% | $5,318+33.8% | $4,274+66.5% |
| Admin fee / account holder | $5,274 | $8,039-34.4% | $10,693-50.7% | $7,775-32.2% |