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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,858 | $201,372-30.5% | $184,260-24.1% | $145,884-4.1% |
| Participation rate | 0.0% | 87.5%-87.5pp | 86.8%-86.8pp | 80.3%-80.3pp |
| Annual return | 16.35% | 29.04%-12.7pp | 28.84%-12.5pp | 551.85%-535.5pp |
| Employer contribution / active EE | $2,631 | $7,024-62.5% | $6,427-59.1% | $4,662-43.6% |
| Participant deferral / active EE | $5,992 | $9,808-38.9% | $9,133-34.4% | $6,690-10.4% |
| Admin fee / account holder | $858 | $16,362-94.8% | $13,898-93.8% | $13,392-93.6% |