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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $140,009 | $212,386-34.1% | $199,883-30.0% | $138,895+0.8% |
| Participation rate | 81.3% | 87.4%-6.1pp | 86.8%-5.5pp | 79.9%+1.3pp |
| Annual return | 16.03% | 47.75%-31.7pp | 43.81%-27.8pp | 145.39%-129.4pp |
| Employer contribution / active EE | $1,998 | $6,625-69.8% | $6,261-68.1% | $4,194-52.4% |
| Participant deferral / active EE | $4,765 | $9,617-50.4% | $9,138-47.9% | $6,396-25.5% |
| Admin fee / account holder | $814 | $18,233-95.5% | $17,268-95.3% | $12,562-93.5% |