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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,285 | $162,136-43.1% | $152,301-39.4% | $154,746-40.4% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 23.74% | 91.02%-67.3pp | 80.50%-56.8pp | 172.34%-148.6pp |
| Employer contribution / active EE | $16,667 | $4,890+240.8% | $4,624+260.4% | $4,379+280.6% |
| Participant deferral / active EE | $18,600 | $8,341+123.0% | $8,004+132.4% | $6,730+176.4% |
| Admin fee / account holder | $556 | $15,759-96.5% | $14,398-96.1% | $14,365-96.1% |