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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,285 | $155,555-40.7% | $146,866-37.2% | $155,188-40.5% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.5%+17.5pp | 80.8%+19.2pp |
| Annual return | 23.74% | 115.41%-91.7pp | 102.85%-79.1pp | 148.84%-125.1pp |
| Employer contribution / active EE | $16,667 | $4,647+258.7% | $4,425+276.7% | $4,248+292.4% |
| Participant deferral / active EE | $18,600 | $8,044+131.2% | $7,759+139.7% | $6,531+184.8% |
| Admin fee / account holder | $556 | $14,755-96.2% | $13,620-95.9% | $14,480-96.2% |