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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,105 | $54,297+77.0% | $97,032-1.0% | $65,306+47.2% |
| Participation rate | 32.5% | 42.3%-9.8pp | 71.6%-39.1pp | 57.7%-25.2pp |
| Annual return | 18.59% | 21.17%-2.6pp | 35.38%-16.8pp | 21.94%-3.3pp |
| Employer contribution / active EE | $742 | $1,365-45.7% | $2,629-71.8% | $1,967-62.3% |
| Participant deferral / active EE | $1,737 | $2,259-23.1% | $4,672-62.8% | $2,959-41.3% |
| Admin fee / account holder | $4,129 | $3,744+10.3% | $9,418-56.2% | $3,480+18.6% |