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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,856 | $183,516-17.8% | $155,534-3.0% | $145,884+3.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 6.32% | 61.43%-55.1pp | 64.92%-58.6pp | 551.85%-545.5pp |
| Employer contribution / active EE | $3,446 | $5,315-35.2% | $4,675-26.3% | $4,662-26.1% |
| Participant deferral / active EE | $6,982 | $6,467+8.0% | $5,630+24.0% | $6,690+4.4% |
| Admin fee / account holder | $40,641 | $19,293+110.7% | $15,900+155.6% | $13,392+203.5% |