Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,510 | $77,574-38.8% | $108,753-56.3% | $86,983-45.4% |
| Participation rate | 53.8% | 62.3%-8.4pp | 71.1%-17.2pp | 69.5%-15.7pp |
| Annual return | 10.48% | 18.42%-7.9pp | 37.47%-27.0pp | 25.83%-15.3pp |
| Employer contribution / active EE | $2,308 | $1,611+43.3% | $2,427-4.9% | $2,584-10.7% |
| Participant deferral / active EE | $1,923 | $3,128-38.5% | $4,115-53.3% | $4,194-54.1% |
| Admin fee / account holder | $4,407 | $6,529-32.5% | $10,320-57.3% | $7,856-43.9% |