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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,052 | $110,379-49.2% | $102,412-45.3% | $145,884-61.6% |
| Participation rate | 85.7% | 77.9%+7.8pp | 74.5%+11.2pp | 80.3%+5.4pp |
| Annual return | 8.78% | 24.84%-16.1pp | 24.94%-16.2pp | 551.85%-543.1pp |
| Employer contribution / active EE | $2,885 | $4,216-31.6% | $3,870-25.5% | $4,662-38.1% |
| Participant deferral / active EE | $4,617 | $5,622-17.9% | $5,060-8.8% | $6,690-31.0% |
| Admin fee / account holder | $1,507 | $9,745-84.5% | $8,388-82.0% | $13,392-88.7% |