Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $448,866 | $111,830+301.4% | $93,696+379.1% | $145,884+207.7% |
| Participation rate | 29.4% | 74.2%-44.8pp | 68.7%-39.3pp | 80.3%-50.9pp |
| Annual return | 26.56% | 204.08%-177.5pp | 133.74%-107.2pp | 551.85%-525.3pp |
| Employer contribution / active EE | $785 | $3,093-74.6% | $2,422-67.6% | $4,662-83.2% |
| Participant deferral / active EE | $1,183 | $4,920-76.0% | $4,417-73.2% | $6,690-82.3% |
| Admin fee / account holder | $12,602 | $10,249+23.0% | $8,287+52.1% | $13,392-5.9% |