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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $293,436 | $183,516+59.9% | $155,534+88.7% | $145,884+101.1% |
| Participation rate | 95.5% | 82.7%+12.7pp | 78.2%+17.2pp | 80.3%+15.2pp |
| Annual return | 15.11% | 61.43%-46.3pp | 64.92%-49.8pp | 551.85%-536.7pp |
| Employer contribution / active EE | $9,389 | $5,315+76.7% | $4,675+100.9% | $4,662+101.4% |
| Participant deferral / active EE | $7,846 | $6,467+21.3% | $5,630+39.4% | $6,690+17.3% |
| Admin fee / account holder | $70,339 | $19,293+264.6% | $15,900+342.4% | $13,392+425.2% |